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7 Tips to Help You Plan for Retirement

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to maintain your current standard of living. While you don’t need to calculate an exact amount down to the last penny, having a rough estimate of how much you’ll need to live the way you want can give you a goal to pursue.

Use your current expenses and lifestyle to help you get a feel for what you might spend when you retire. If you think you’ll downsize your home or move to a lower-cost area, factor that into your planning.

Develop a rough budget of expenses to help determine the income you’ll need. And refine it as you get closer to retiring. As you work on your retirement income planning, it’s essential to recognize that many factors are outside your control.

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