Do you have a credit card in your wallet right now? If not, you’re in the minority in this country. In recent years, studies have shown that about 70% of American households have people who use credit cards living in them.
This accounts for more than 180 million people. Credit cards are very useful tools for those who want to build up their credit and give themselves access to available credit.
They’re also great for those who want to earn rewards and steer clear of fraud when making big purchases. For all these reasons, you should learn how to get a credit card if you don’t have one now.
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