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How to Dispute Errors on Your Credit Report for a Good credit Score

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Why do errors occur on your credit report?They make your credit report based on the assumption that they are correct. What happens next…If you were not late for payment but your creditor recorded it as late, it will appear on your credit report as of late payment and lower your credit score.If the reporting is incorrect, you can dispute it with the credit bureaus and get it corrected.

However, if it isn’t, the item will remain on your credit report, and your credit score will remain unchanged. When you dispute wrong items, you usually have 30 days to respond to the creditor that reported it.If they don’t answer within this time, the credit bureau will delete the negative entry from your report.In a nutshell, a false credit report equals a.

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