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10 Recession-Proof Debt Consolidation Tips

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becoming debt-free might not be your top priority during this difficult phase, you should still take steps to maximize your money.Here are some debt consolidation tips to help recession-proof your finances.The first on this list of debt consolidation tips is asking your creditors to lower your interest rates.

Many borrowers don’t realize they can contact their existing credit card providers at any time to request a lower interest rate.This often-overlooked tactic is a quick and easy way to reduce your debt burden, and it may result in a permanent or temporary (e.g.

12 months) interest rate reduction.Creditors are more likely to say “yes” if you have a history of on-time payments or if your credit score has recently increased.

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