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An Easy-To-Understand Guide To Car Insurance Coverage Options

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complete coverage, but it varies from state to state. You can contact your local insurance agency to see what your particular state requires you to have.If you purchased a car and used a company to finance it or if you leased a vehicle, the lienholder will require you to have comprehensive and collision coverage.

Once you pay your vehicle off, both of these coverage types usually become completely optional.Collision coverage is exactly what it sounds like.

If you damage your car by colliding with an object or another vehicle, this coverage will help you replace or repair it. Collision coverage will help cover the costs to protect your car.

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