So, you’re mulling consolidating your debt. That’s understandable, since the financial strategy has saved consumers like you, money while simplifying bill paying.
But you aren’t exactly sure how the process works. Where’s what to expect from debt consolidation. What is Debt Consolidation? It basically means rolling multiple debts, from credit cards or personal loans, say, into a single monthly payment.
The idea is to get a lower interest rate that saves you money — and to streamline your payments. Instead of multiple bills of various amounts and due dates to keep track of, you’ll have just one payment to concern yourself with. Am I a Good Candidate? You likely are if you’re serious about reining in your spending.
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