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What Is Zero-Based Budgeting?

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to afford. Before you start designing your zero-based budget, you should know it’s not for everyone. For people who thrive with a lot of structure and discipline, it can be a godsend.

For other individuals, it’s downright miserable. As with any other money allocation system, zero-based budgeting has its flaws.

Here are some of its : There’s no shame in saying you’re not ready for a zero-based budget; it isn’t ideal for everyone. Luckily, it’s not your only option.

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