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Think Your Health Care Is Covered? Beware of the ‘Junk’ Insurance Plan

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themighty.com

By Michelle Andrews Looking back, Sam Bloechl knows that when the health insurance broker who was helping him find a plan asked whether he’d ever been diagnosed with a major illness, that should have been a red flag.

Preexisting medical conditions don’t matter when you buy a comprehensive individual plan that complies with the Affordable Care Act.

Insurers can’t turn people down or charge them more based on their medical history. But Bloechl, now 31, didn’t know much about health insurance.

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