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Medicare Advantage vs. Original Medicare: Which is Right for You?

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When it comes to Medicare, beneficiaries have two main options to choose from: Original Medicare and Medicare Advantage. Both options have their own advantages and disadvantages, and it’s important to understand the differences to make an informed decision.

Original Medicare consists of Parts A and B, which cover hospital and medical services, respectively. Beneficiaries can see any healthcare provider that accepts Medicare and may choose to purchase a separate Part D prescription drug plan and/or a Medigap policy to supplement their coverage.

Medicare Advantage (also known as Part C) is an alternative to Original Medicare and is offered by private insurance companies.

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