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How Losing My Disability Benefits for Crohn's Disease Has Impacted My Health Care

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themighty.com

At the beginning of 2021, the state retirement and disability program from which I receive benefits notified all of its members that effective January 1, 2022, they would no longer be able to provide members under a certain age with group health insurance.

This applied to “regular” retirees and disabled retirees alike. Even though we paid a premium that was deducted from our monthly benefits, the cost to provide health coverage to all of us had become too prohibitive.

Instead, we all would have to buy health care plans through the Affordable Care Act (ACA). The program also said that in fall 2021, we would be contacted by a benefit counselor who would help us through the transition and assist us with choosing health care plans that could best meet our individual needs.

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