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9 Things That Affect How Much You Pay for Car Insurance

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“why are my rates so high?”It turns out, what you pay for car insurance is not the same for everyone. There are a lot of factors that go into what you pay — some of which are not under your control.

We asked the experts at Freeway Insurance for their thoughts on what affects the price of car insurance. Here’s what they had to say:If you have past accidents, tickets, and other violations on your record, your rates are likely to be higher.

Other than driving slower and safer, you can see if your state uses a points system. If so, there are sometimes classes you can take to help reduce points.

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