live frugally out of necessity and not because they need to. These folks have probably encountered financial road bumps that made them adopt this lifestyle.Other people spend every dime they have and can’t wait till the next paycheck comes.
These folks have no problem getting cash advances to get them through. In most instances, these folks are frivolous spenders who live for the moment and have no forethought for tomorrow.Should their car break down or have an electric bill higher than what they budgeted, it can cause everything to crumble.
When it comes to money, there will be peaks and valleys. However, the financial valleys teach you the most significant lessons.
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