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Related: Talk about a sucker bet: Every week, 77 percent of those who struggle financially play the lottery.

Hardly anyone who is wealthy plays the numbers. Wealthy people do not rely on random good luck for their wealth. They create their own good luck.

If you still want to bet after knowing the risk, use money from your entertainment budget.Reading information that will increase your knowledge about your business or career will make you more valuable to colleagues, customers or clients.

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