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12 Budget Cuts Your Family Will Barely Notice

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If the phrase budget cuts, conjure up visions of your family eating beans and rice for the next month, think again. Simple budget cuts can create significant savings.

It takes a bit of planning and creativity, but you can make budget cuts without your family even noticing… too much. Who would have thought you could save money by simpling changing your light bulbs?

It’s true! Using an incandescent light bulb for five hours a day for one year costs you approximately $16 depending upon where you live in the U.S.

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